The Use Of The Supernatural In Macbeth free essay sample

Article, Research Paper In the dramatization Macbeth by William Shakespeare, there were many fascinating usages of the powerful. The use of the mysterious in the enchantresss, the dreams, the shade, and the apparitions is a cardinal segment in doing the dramatization fascinating. The heavenly is determinedly a central point in the show s way. The utilization of the heavenly happens toward the start of the show, with the three enchantresss foreseeing the predetermination of Macbeth. This gives the peruser an insight to what the great beyond holds for Macbeth. The enchantresss state that each contention is lost by one side and won by another. Macbeth s predetermination is that he will win the contention, however will lose his clasp of triumph for the contention of his mind. After the guesses of the enchantresss uncovered the fate of Macbeth, the program wherein to determine intensity of the seat is raised. The solitary way to infer intensity of the seat was for Macbeth to work his way to the seat, or to kill King Duncan. We will compose a custom exposition test on The Use Of The Supernatural In Macbeth or then again any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Killing the male ruler was a simpler program since the thought process in his fantasies encouraged him on. Woman Macbeth other than depended on the extraordinary by her monolog of naming upon the malicious alcohols to enable her to plot the killing of Duncan without encountering liable. The three sisters are equipped for bringing individuals into potential harm resulting in perish, for example, the crew member who neer dozed. Woman Macbeth has persuaded her hubby Macbeth to kill King Duncan. On the dull they wanted to slaughter Duncan, Macbeth is hanging tight for Lady Macbeth to chiming the sign ringer to make a trip up the stepss to Duncan s chamber. He sees the vision of the natation sticker. The contribution of the sticker is that it drives Macbeth towards the chamber by the nearness of indecency of the sticker get down secured with blood. At that point the chime rings and Macbeth goes up the flight of stairs to Duncan s chamber. When the killing has been submitted, at last Banquo has his instincts about Macbeth slaughtering Duncan to hold intensity of the seat. There is perpetually more blame and dread inside Macbeth and his wedded lady that they choose to hold Banquo executed. Macbeth and his wedded lady go to a dining experience in which a shade shows up. When the outlet advised Macbeth that the title has done, he saw the shade of Banquo sitting in his ordinary spot. This made Macbeth move fiercely, doing individuals uncertain of his activities. The use of the heavenly has expanded the anticipation since Macbeth is constantly trusting on the guesses of the three enchantresss. Hecate, the Queen of enchantresss is furious with the three sisters for non influencing her with Macbeth. The enchantresss plan to take Macbeth to his ruin by doing him understanding presumptuous. Macbeth goes to the enchantresss cavern and requests to cognize what lies in front for him. The three enchantresss foresee what he is heading out to ask and deliver the primary apparition, which is an outfitted caput. The main ghost Tells Macbeth to mind of Macduff. At that point the second apparition shows up and discloses to Macbeth that no grown-up male conceived from a grown-up female can hurt him. At last, the last apparition shows up and is a child delegated, with a tree in his manus. The apparition is expressing that he will neer be crushed until Great Birnamwood will come against him to High Dunsinane Hill. These apparitions persuaded Macbeth this was his fate and got careless, and lead him to his expire. The utilization of the heavenly in is the thing that makes the dramatization what it is. Without the enchantresss, the shade, the dreams, and the ghosts, Macbeth would hold been a dull and stifling show. The use of the otherworldly upgraded the show actually drastically, doing it amusing to peruse for all perusers.

the primary language of the designated Essays

the essential language of the assigned Essays the essential language of the assigned Essay the essential language of the assigned Essay The Primary Language of the Designated Name: Foundation: Date: The Primary Language of the Designated Section A Synopsis of the Country and its Language Mexico outskirts the US on the north, the Pacific Ocean on the west and south, the Caribbean Sea on the southeast, and the Gulf of Mexico on the east. It is one of the most crowded nations on the planet, with an expected populace of 112,975,406. About 78% of the populace lives in urban territories. The primary urban communities in the nation incorporate Mexico City, which is the capital and which has a populace of in excess of nineteen million individuals, Guadalajara, Monterrey, Puebla, and Tijuana. Mexico was one of the nations colonized by Spain in the sixteenth century. The colonization by Spain had an enormous impact in the country’s language. The primary ethnic gathering in the nation is the Mestizo, making up 60% of the populace. The mestizos are Amerindian, Spanish populaces. The principle language spoken in the nation is Spanish, which is spoken by over 90% of the populace, making it the biggest nation on the planet where Spanish is spoken. There are different indigen ous dialects, for example, Nahuati and Mayan, spoken in various pieces of the nation (CIA, 2012). Mexico recaptured her autonomy from Spain in the nineteenth century. At this point, Spain had a significant impact in the way of life and language of Mexico. Improvement of the Spanish language in Spain and Mexico was unique, and there are a few contrasts in both verbal and composed Spanish, between the Spanish expressed in Spain and the Mexican Spanish. Mexican Spanish has impacts from the indigenous dialects and the US English likewise, Mexicans utilize some Spanish words, which are viewed as obsolete by European Spanish. These components impact the contrasts between Mexican Spanish and European Spanish. Depiction of Ferraro’s Model of High Context and Low Context Language The setting in the zone of correspondence matters relying upon whether a specific area is high setting or low setting. High setting dialects are certain, and numerous words are implicit. Verbal messages don't make a ton of significance without non-verbal messages, as a result of the significance relegated to the earth or the setting when an individual is talking. Individuals will in general partner the words they use with various components, for example, religion, culture, history, connections, and status. There is a great deal of roundabout correspondence from individuals utilizing high setting dialects. The language lies more towards building connections, as opposed to working together and satisfying the prompt motivation. This is not normal for the low setting dialects, which are unequivocal and nothing is covered up. The low setting dialects dole out significance to each word. Individuals communicating in these dialects mean what they state. They will have numerous words to portr ay what they need in distinct terms. Subsequently, an individual utilizing a low setting language will in general utilize more words to depict an occasion or circumstance than an individual utilizing high setting language will. Evaluation of the Language in Terms of the Model Mexico is a high setting society and the language verbally expressed is high culture. The individuals supplement their verbal correspondence with non-verbal correspondence to make their importance understood. The significance of shaping connections, even in business settings, implies that individuals abstain from utilizing words, for example, ‘no’ and different negatives legitimately on the grounds that they are viewed as inconsiderate. At the point when an individual isn't keen on an offer, the person in question attempts to search for the correct words to utilize. Also, Mexicans will in general abstain from being immediate on issues, and a straightforward reply answer isn't justified. In spite of the fact that the Spanish verbally expressed in Mexico is a high setting language, it will in general utilize a bigger number of words than the English language. This is a result of a few reasons, for example, the requirement for the individual to communicate sincerely and pro foundly trying to make all the more importance, the utilization of gendered language, and the way that the language isn't anything but difficult to adjust (Devlyn Moulton, 2010). End and Discussion on Factors for the Conclusion Mexican language shows the two components present in both high and low setting dialects. Nonetheless, the language is all the more a high setting language, on the grounds that the Mexicans have high setting societies. They are expressive and enthusiastic, and they do this in an offer to frame and look after connections. In any case, their requirement for articulation drives them to utilize numerous words, a factor that is progressively normal among low setting dialects. . Part B Social Habits and Behaviors The urban populace in Mexico has gotten progressively westernized. This populace utilizes Spanish just as English when conveying. A large portion of the individuals will join the two dialects when talking. Be that as it may, they keep on holding components of their way of life, which are not comfortable or promptly acknowledged in America. For example, the possibility of closeness is critical to them. Mexicans are not as individualistic as Americans seem to be, and they don't have the idea of individual space. It isn't unexpected to see two men talking together when they are in nearness. Non-Verbal Communications and Factors Identified Non-verbal correspondence contains a significant piece of the correspondence procedure, yet numerous individuals barely give any consideration to it. Individuals use non-verbal correspondence to underscore a point, show their absence of comprehension or concur with the individual, and as a methods for filling in for words. At times, non-verbal correspondence shows the force that an individual holds. For example, individuals in power will take a gander at their subordinates legitimately when addressing them. A subordinate may think that its difficult to take a gander at their boss legitimately. Individuals convey in various manners utilizing non-verbal articulations. This occurs in the signals they make, in their body stances, in their closeness towards the individual they are speaking with, the demeanor in their eyes, and in their outward appearances. Individuals can measure the different person’s level of enthusiasm for what they are stating by watching their body stance and outward appearance. A portion of the motions are normal across numerous societies, yet others will in general have altogether various implications. It is basic to comprehend the significance of various signals and other non-verbal correspondence to maintain a strategic distance from miscommunication (West Turner, 2010). Mexicans utilize non-verbal correspondence, for example, signals, eye to eye connection, and outward appearance. Social Traits in regards to utilization of Gestures, Touching, and Eye Contact Mexicans abstain from taking a gander at one another straightforwardly when they are conveying. This gives an indication of animosity and showdown relying upon the specific circumstance. It can likewise be an indication of being a tease, particularly whenever done by an individual from the other gender. Mexicans will maintain a strategic distance from direct eye to eye connection as an indication of regard. Numerous Americans keep in touch when conveying, as a method of demonstrating interest and comprehension. Force separation is a significant factor when imparting. Mexicans will in general have a shorter force separation contrasted with Americans. They stand nearer to one another when conveying. At the point when Americans neglect to get this, they may interpret it as meaning that the Mexicans don't regard their own space. Contacting is generally acknowledged in Mexico. Individuals use contact as an indication of welcome, regardless of whether it is through a grasp or a congratulat ory gesture. In any case, the urban populace has gotten progressively mindful of the distinctions in different societies, and it isn't unexpected to see individuals in proficient settings shake their hands as opposed to grasping (Center for Intercultural Learning, 2009). Rundown and Recommendation It is basic to comprehend the different social components and importance behind non-verbal correspondences in various societies. This will enable an individual to abstain from humiliating circumstances and impart all the more successfully. Besides, it is fundamental to decipher non-verbal correspondence with regards to verbal correspondence to upgrade seeing (West Turner, 2010).

Suicide And Suicidal Behaviours Health And Social Care Essay Free Essays

Deliberation Self destruction is a significant reason for mortality around the world. It is a human catastrophe that represents an expected one million perishes yearly. This means in any event one perish following from implosion at regular intervals. We will compose a custom exposition test on Self destruction And Suicidal Behaviors Health And Social Care Essay or then again any comparative point just for you Request Now The size of the activity is more remote aggravated by the way that the frequency of endeavored implosion is around multiple times more than that of finished implosion. Each demonstration of self destruction impacts on in any event six different people. Self destruction rates have expanded by roughly 60 % in the course of the last 45 mature ages, hence speaking to a significant open health load. These rates are terribly underreported comprehensively and many creating states, including Nigeria, do non hold significant records of perishes and their causes. There is shortage of data as regards the rate of implosion and reckless conduct in Nigeria, with the avoidance of a couple of ongoing surveies. A deliberate online reappraisal of distributed writing on implosion and foolish conduct in Nigeria was led and pertinent articles assessed. This article narratives the improvement of research on implosion and pointless conduct in Nigeria, from disconnected examinations during the 1960s to late r, enormous scope epidemiological investigations in the last decennary. It more distant high spots the interest for a proficient arrangement of wellbeing records with effective affirmation of expires and their causes, and a change in the state ‘s rule law concerning self destruction and self-destructive practices. Essayists Dr. J. O. Abdulmalik Specialist Psychiatrist, Branch of Psychiatry, College Hospital, Ibadan, Oyo State, Nigeria. Dr. O.O. Ayinde, Senior Registrar, Branch of Psychiatry, College Hospital, Ibadan. Alabi Omolabake Oluwadamilola Finishing up Year Medical Student, School of Medicine, College of Ibadan, Ibadan, Oyo State, Nigeria. Alabi Adeleke Ifeoluwa, Finishing up Year Medical Student, School of Medicine, College of Ibadan, Ibadan, Oyo State, Nigeria. All correspondence to: jfutprints @ yahoo.com, labek125 @ yahoo.com Presentation Mental, neurological and substance utilization upsets make a huge part to the planetary heap of malady ( GBD ) , which is evaluated with the handicap balanced life mature ages ( DALY ) metric, relegated to every sickness/issue. The DALY is the measure of two composite advances: the mature ages lived with disablement ( YLD ) and the mature ages of life lost ( YLL ) because of a predetermined ailment inside the whole populace. Self destruction represented 1.8 % of the whole malady load as at 1998, however is anticipated to lift to 2.4 % by the twelvemonth 2020. [ 1 ] Mental and conduct upsets are normal, and will affect one in each four people at some clasp during their lives. [ 2 ] The World Health Organization ( WHO ) characterizes self destruction as ‘the demonstration of executing oneself, deliberately started and performed by the individual worried in the full insight or viewpoint of its lethal outcome ‘ . [ 3 ] While a few definitions exist, self destruction just methods the knowing demonstration of stoping one ‘s ain life. Self destruction is the third prima reason for perish among juvenile individuals, matured 15 to 44 mature ages, and positions second for fledglings between ages 15 and 19 mature ages old. [ 4 ] These examinations have provoked the WHO to go astutely engaged with runing to pass on the open health burden and effect of implosion to the going to of authoritiess, policymakers and the masses through the chomp and airing of measurements, and the improvement of deterrent plans. It is evaluated that comprehensively, around one million expires happen from implosion each twelvemonth ; which roughly means one implosion perish at regular intervals. The frequency of endeavored implosion is multiple times more typical than finished implosion. It is other than the a large portion of import reason for vicious expire around the world, representing 49 % everything being equal. Other significant supporters of brutal expires overall incorporate crime ( 32 % ) ; with battles and wars doing up the remaining 19 % . It ought to be borne in head that the demonstration of executing implosion, is neither an illness nor a neurotic status ; yet mental miracles are frequently seen as related with it, especially despondency. [ 5 ] Past numbering the Numberss of implosion and self-destructive endeavors by and by, is the every now and again unfamiliar mental burden from sentiments of blame, distress and torment, which is much of the time experienced by the family individuals and close partners of people who submit implosion. Each demonstration of implosion, influences averagely six others, at the extremely insignificant. [ 5 ] This effect becomes intensified, when an implosion happens in an open situation, for example, in a school or workplace. Non-lethal self-destructive thoughts and practices ordinarily go before effective self destruction Acts of the Apostless and ought to be viewed as of import calls for help and mediation, when they happen. They might be ordered into three classs: Self-destructive ideation, which alludes to thoughts of indicting in conduct, planned for stoping one ‘s life. Self-destructive program, which alludes to the planning of a particular technique and readyings towards stoping his ain life. Self-destructive exertion, which alludes to commitment in conceivably self-damaging conduct with some evaluation of expressed reason to perish. Etiology The undermentioned variables have been seen as related with implosion. [ 6 ] Agreeable: These incorporate factors, for example, the nonappearance of important family unit ties or cultural collaborations which could result in egocentric implosion. Distance or a break in the connection between a man and the general public because of cultural or financial assorted variety may result in estranged implosion ; while over the top incorporating and submergence into a given society may take to benevolent implosion, as far as anyone knows for more noteworthy's benefit of that society. Mental: This incorporates hostility and malevolence turned internal against the inner self, as expressed by Sigmund Freud ; overwhelming sentiments of sadness as proposed by Aaron Beck ; and psychological bottleneck of picks as saw by Edward Scheidman among people with reckless tendencies. Organic: Self-dangerous practices have been connected with reduced degrees of 5-hydroxytryptamine in the cardinal sensory system. After death discoveries other than demonstrate low degrees of 5-hydroxytryptamine and some vague adjustments in the noradrenergic arrangement of implosion casualties. Familial: Suicidal practices may run in families. A positive family history of implosion expands the risk both for endeavored and finished implosion. Clinical: Chronic and exhausting physical unwellnesss may expand the peril for implosion. Mental miracles other than have a place with this class and speak to the vast majority of import related factors in implosion. Models incorporate misery ( related with more than 90 % of examples ) , intoxicant abuse, character upsets, and schizophrenic issue. Finished implosion is progressively basic in guys ; all things considered self destruction endeavors and view self as mischief ( DSH ) are ordinary person among females and incorporate Acts of the Apostless of poisonous condition, cutting, and terminating. Self destruction is scarcely ever the impact of an individual ground, yet may rather result as an outcome of a numerous elements moving in show to pass on about such a demonstration. These risk factors have been ordered into single, socio-social and situational factors, as portrayed in Table 1. [ 1 ] Table 1: Hazard factors for suicidea?â ° Person Socio-social Situational Mental bombshell Criticism of wellbeing looking for conduct Financial difficulties Liquor or medication abuse Absence of course to social insurance administrations, including mental wellbeing Social losingss and disengagement of significant passionate connections Sadness Social and profound convictions praising implosion as a baronial commercial foundation even with individual difficulties Prepared dish to deadly organizations Past implosion exertion Presentation to self-destructive practices, through the media and the impact of other people who have kicked the bucket without anyone else devastation Frightening life occasions Separation and inadequacy of cultural help Forceful tendencies Impulsivity History of injury or abuse Intense enthusiastic hurt Major physical or interminable unwellnesss Family ancestry of implosion a? °Modified from the WHO distribution, â€Å" Public health activity for the bar of implosion: a model, WHO ; 2012 † . Worldwide SITUATION AND TRENDS Self destruction rates have expanded by 60 % around the world, in the last 45 mature ages, with an expected planetary rate pace of 16 for every 100,000. [ 7 ] This inclination is going on notwithstanding the advancements in the affirmation and bearing of gloom and other mental bombshells, and the expanded handiness of more up to date prescriptions with better and progressively fair symptoms. The rate of implosion is typically detailed as a rate for every 100,000 on a state balance. States, for example, Sri Lanka, Lithuania, Russia and Belarus which record at least 30 expires per 100,000 are named high rate states. States with Numberss runing from 10 to 29 for every 100,000, for example, Japan, Hungary, and China have in the middle of rates ; while those states with less than 10 self destruction perishes per 100,000 ( for example Syria, Jamaica, Egypt ) are named low rate states. [ 7 ] Be that as it may, these rates may truly be misleading as they do non pass on the genuine degree of the activity. For delineation, China has a self destruction pace of around 25/100,000, which places it in the in the middle of degree however it represents the biggest figure of human expires from self-dest

Fascism in Germany and the Treaty of Versailles - Free Essay Example

During the early 1900s tensions began to arise in Europe over the assassination of archduke Franz Ferdinand of Austria-Hungary by the Serbian Black Hand, leading to political changes around the globe. World War One began shortly after the tragic event, leading to a variety of other countries joining the war, taking sides because of outside conflicts, or countries joined the war to fight beside their allies. In 1919 the Treaty of Versailles put the war to end based on an agreement between the allied forces, including France, United States, Britain, Russia and Italy which fought against the central powers. Woodrow Wilson had a variety of robust ideas to create peace, including the United Nations, but he was ignored at the Peace Conference in Paris and senate rejected many of his ideas. This treaty put harsch restriction on Germany, which eventually lead to the rise of Fascism in Germany and the Nazi party, starting World War Two. The Treaty of Versailles was a huge mistake made by the Allied Forces which prolonged war and tensions. This treaty originally ended war which was a great triumph by the allied forces, but the outcome of fascism in Germany and Woodrow Wilsons ideas being dismissed was tragic both for the United States and all around Europe. World War One was a devastating point in the world for numerous countries. The assassination of Archduke Ferdinand by a Serbian, led Austria-Hungary to declare war on Serbia. From then on, countries kept on joining the fight, officially making it a world war. The main fight was between the Central Powers and Allied Forces. The Central Powers consisted of Germany, Austria-Hungary, the Ottoman Empire and Bulgaria. World War One was a long, devastating war that left approximately 40 million casualties, including the deaths of civilians and military members. The United States total casualties were 117,465 (World War I Casualties). New military technology and trench warfare created mass destruction during the horrific events of World War One. On July twenty-eight peace between all European nations was no longer after Austria-Hungary declared war on Serbia, starting one of the biggest conflicts in world history. Several countries picked sides during the war, making it larger and more catas trophic, which made the war so bloody. President Woodrow Wilson and the United States of America were neutral throughout the War, until an event occured with Germany. Germany declared the British Isles water a war zone and sunk several American ships. In February 2017, congress passed a bill, so 250 million dollars would be used to prepare for war. Woodrow Wilson then declared war on Germany and joined the fight (World War 1). Current President Woodrow Wilson had to join the war in order to help stop the what seemed, ever growing Germany. The war was so deadly because of the influence of tanks, chemical warfare and airplanes. The use of chemical warfare was first present, when Germany attacked Flanders, Belgium by surprise in 1915 (WW1:Technology and the Weapons of War). World War Ones duration ranged from July, 28 1914 to November 11, 1918. Germany ended up signing the unfair treaty due to major threats of invasions on their country after they were already in very poor state (Cause s of World War II). This extremely deadly conflict ended, so the Allied Forces created and discussed the Treaty of Versailles. At the Paris Peace Conference in 1919 more than 25 nations attended the conference, but it was mainly dominated by the Big Four. The convention may have accounted that the world was an interconnected place for the first time, but the Big Four didnt seem to agree well on the treaty. While America wanted more of a peace treaty to prevent something like this to ever occur again, countries like France wanted Germany to pay for what they did with an extremely harsh treaty. French prime minister Georges Clemenceau most notably wanted Germany to pay for what they did during the war, including their invasions on France. People like president Woodrow Wilson wanted more of a peace treaty, and Wilson had the idea of the League of Nations which was included in the treaty but refuted by the United States Senate. Although the Germans still had a united army, the treaty was much harsher than it should have been. The Treaty of Versailles was extremely important to the end of the war, but created many more conflicts. The treaty placed very harsch restriction on germany, since the Allied Forces didnt listen to Woodrow Wilson. Woodrow Wilson wanted more of a peace treaty with the Central Powers, but Congress didnt ratify the treaty and other foreign nations disagreed. He specifically had 14 points that he wanted included in the treaty including the idea of the League of Nations (League of Nations). Woodrow Wilson said, I can predict with absolute certainty that within another generation there will be another world war if the nations of the world do not concert the method by which to prevent it. The League of Nations was included in the treaty, but the treaty was not ratified by the United States Senate, which didnt allow the United States to join the League of Nations. The League of Nations is one part of the extremely harsh treaty that was peaceful. Germany believed that after they signed the a rmistice in on November 11, 1918, a peace treaty would be formed without many restrictions. Instead, the Big Four rejected Wilsons ideas and wanted Germany to suffer major losses. Germany actually lost 13% of their territory and 10% of their population. Furthermore, Germany was held accountable for starting World War One, and they were held liable for all material damage according to the War Guilt Clause (Treaty of Versailles). The Treaty of Versailles placed a variety of military and political restrictions in Germany. The treaty states, After that date, the total number of effectives in the Army of the States constituting Germany must not exceed 100,000 men, including officers and establishments of depots (Article 160, Treaty of Versailles). Many other restrictions were placed on the once strong German military, weakening their strength and power. Article 181 restricted the amount of battleships and war crafts for Germany. Germany wasnt allowed to have submarines, and they could only use 12 Destroyers (Article 181, Treaty of Versailles). These restrictions led to a collapse in the German economy, poverty throughout and their military was now weak. The germans would soon want revenge on these nations who humiliated their entire nation. Overall, the Treaty of Versailles may have ended a deadly conflict, but it would soon start a new one with the rise of the Nazi party. A main reason Fascism began in Germany by the Nzai party and hitler was because of resentment toward the Treaty of Versailles. When Germany signed the treaty in June of 1919, the economy wouldnt recover because of the 32 billion US dollars Germany was supposed to pay back, and the German military lost lots of power. The signing of the document was extremely unpopular by German citizens whos once powerful nation was now almost powerless. This all changed when the Nazi Party took some seats in government, leading to major Fascism in Germany. The prior German Weimar Government became very unpopular after Germans started to believe that it was their fault for the back stabbing treaty (Why the Nazi Achieved Power). The Nazi Party was responsible for millions of deaths and fascism in Germany. Adolf Hitler, the Nazi leader, once said, the day must come when a German government shall summon up the courage to declare to the Foreign Powers: The Treaty of Versailles is founded on a monstrous lie. We refuse to carry out its terms any longer. Do what you will! If you wish for war, go and get it! Then we shall see whether you can turn seventy million Germans into serfs and slaves! (Adolf Hitler Munich Speech August 1, 1923). This quote resembles how Hitler got Germany fed up with what was occuring in their nation, so he could rise up and create a powerful socialist nation. Hitler achieved power as president after being the chancellor on August 19, 1934 giving him power over Germany (Adolf Hitler becomes president of Germany). The country that once had a corrupt economy, weak military and people who were ashamed of their nation after the Treaty of Versailles now became fed up with their government and tu rned to Nazism. The Nazi Party began because of the triumphant treaty of Versailles which ended World War One, but the Nazi Party began World War Two. Overall, the treaty put an end to one horrific tragedy, but the treaty also helped start another tragedy through German restriction. This all could have been different if the Big Four listened to Woodrow Wilsons important advice. The fourteen points by Woodrow Wilson were essential for peace between European countries and the United States. Once the Nazi Party took over Germany, the German citizens began to have hope for a better life and country. During the years of the Weimar government, there was poverty, humiliation and chaos throughout Germany. A civil war almost broke out within the country, until the idea of a new type of government arises. Desperate fort the countries ways to change, the germans elected people like Adolf Hitler to run their once powerful nation (The rise of the Nazi party in the Weimar Republic). Adolf Hitler used the Harsch restrictions from the Treaty of Versailles to his advantage by using phrases like a stab in the back when referring back to the treaty. This fired up the nation, helping the Nazis take over Germany and start World War Two. The Nazis were responsible for brutally slaughtering millions of people during the 1940s including 6 million Jews. World War Two began in 1939 when the German Nazis attacked Poland in September, starting the bloodiest conflict in world history. The war scanned over six continents and many countries engaged in the conflict (World War II (1939-1945)). This war was between the Allied and Axis Powers. The Axis Powers consisted of Germany, Japan, Italy and few other nations. On the other hand, the Allied Powers consisted of the United States, Great Britain, China, the Soviet Union and at least 50 other nations (World War II Fast Facts). Over 400,000 American soldiers died, and millions of other civilian and veterans from other countries were killed (The Fallen of World War II). The war spanned six years and Germany ended up taking over many countries in Europe. The Nazis seemed to be successful with what they were doing by taking power from their government, then taking over. Hitler and the Nazis killed many soldiers, but they are infamous for holding concentration camps, where they forced jews and ot hers with impurity to the Nazis to work until they died or were killed. There a many personal accounts of the tragic events that occured in the Holocaust including Barbara Stimler. Barbara once said, Oy oy! I cannot explain to you the cries and the screams, and tearing their hair off. Can you imagine (Barbara Stimler, 1943). The Nazi party put regular human beings through intense and hard punishment, while the world was blind to it for years. Thankfully the united States stepped in after the bombing of Pearl Harbor and helped free many prisoners, saving Europe from defeat. The Treaty of Versailles stopped World War 1, but directly led to Fascism in Germany and World War 2. If Woodrow Wilsons 14 points for peace was listened to at the paris Peace Conference, then maybe some of these events couldve been stopped or less tragic. The league of nations didnt work out for the United States, but it was still included in the treaty. This one peaceful part of the treaty would not prevent Germany for becoming angry and humiliated towards the world. The fascism was due to the harsch German restriction in the treaty, where Germany could only have a certain amount of troops and ships. They also had to pay reparation for the war, which was finally paid off in 2010, since it took a long time to pay back that quantity of money. Overall, the Treaty of Versailles stopped a bloody World War 1, but led to tragic fascism in Germany.

Report on Apple Macintosh and Innovation

Executive Summary Respondents have ranked Apple and Google as the two most innovative companies for the fourth straight year. Apple has held the post of top winner according to a survey since 2005 (MÃ ¼ller, 2011). The company has shown strong results since 2000, with an increase in revenue of more than 450% in eight years and net profit increase of more than 1700%. According to Steve Jobs, the company achieves these growth armed with the strongest product line, talented employees, and best customers in the industry. Apple leverages a combination of top-down and bottom-up innovations strategy to create innovations. Apple has built an innovative factory, one that harnesses outstanding innovations from its people, stimulating enterprising new ideas, and launching successful and profitable ideas continuously. Additionally, the company leverages its diverse pool of employees, suppliers, customers, partners, proven innovation process, and a winning culture that does not accept the second position, thereby seizing new opportunities in the global market place and achieve exponential business growth. This paper attempts to study the organizational behavior at Apple and by focusing on the theory of innovation and creativity. Introduction In a cut and dry definition, organizational behavior is the study and the application of knowledge about how people, individuals and groups act within organizations. What this means is if an outside organization were to review a company to see what makes them successful, they would be able to find specific actions and aspects of the company culture that attributes to their position of success or failure. That information could then be hypothetically applied to other companies to help improve their overall performance. For this report, the company at hand for the study is Apple; one of the most important organizations of the last one to two decades. For a number of reasons, Apple has played a major part in the development of technology and its influence on our culture. Apple and Innovation When consumers think of Apple, many will immediately think of some of the most innovative technological advances that have had a direct effect on our society. iPhones, iPods and Macintosh computers are the three staple products that have helped push Apple, Inc., towards the top of their industry. Under the leadership of the recently deceased founder and former CEO, Steve Jobs, Apple built itself into an organization that became well known for innovative ideas and listening to what their customers wanted. Jobs went above and beyond embracing both of those ideals Steve Jobs is considered one of the most influential business leaders of our time for the way he developed Apple, Inc. into the technological powerhouse it has become today. He played a central part in the birth of Apple in 1977, up until his death in 2011. During that time, his belief and leadership methods helped shape the organizational behavior in Apple that would help them become the industry standard that they are today. It is very easy to look throughout the Internet and find quotes that were left behind by Jobs that are used as influential quips for those involved in the business world. Since his death many experts and reports have chronicled the struggles that the new leadership have had to face and few believe that the company will face tougher struggles in the future. It is very clear to see that Steve Jobs played a very vital role in not only innovation within Apple, but also how it is used throughout the business world. Organizational Behavior of Apple When looking at Apple Inc. as a whole one must work to gain an understanding of the organizational behavior that has led too much of its success. As stated, one of the biggest factors towards that success was the fact that the company was staunch in their belief of innovation from the highest executive all the way down to the entry-level employees. Steve was all about being innovative in marketing, product features, design, packaging, purpose-he knew that thinking differently was the key to differentiating Apple from the crowd of MeTo companies (Canton, 2011). This belief in the importance of being different is vital in todays marketplace and is a key lesson point for organizations that are looking to build their own legacy, no matter what industry they operate (Richard, 2005). If you look across every industry you will see how companies are continually trying to defeat each other by developing new ideas. It does not matter if it is the clothing, car or television industries: each tries to come up with new products and ideas that will attract customers to spend their money within their markets. One prominent example is the video game industry. With every knew game that comes out developers are continually developing new game play factors, characters and anything else that hasnt been seen before. Even beyond that, new game systems are released on a two to three year cycle as technology continues to improve. The goal is to consistently develop new products that will keep the customers attention and potentially cause them to spend more money on the companys products. How Innovation Helps Deal With Challenges Innovation and an embracing of it is a strong tool to help managers and CEOs overcome many of the challenges that can come up in the business world. In times such as these, when customers are least likely to be willing to part with their money, companies have to be creative in how they entice these individuals to use their products and services. Coming up with new technological advances, different products and other ways to garner attention is one of the most successful ways to do so (Johnson, et al., 2009). At the same time, innovation can also be a great tool in solving the different problems that can arise when dealing with employees or public relations situations. Over time, Apple has built a seasoned management team that is optimized to support bold new product initiatives and recover from the occasional flop (Morrison, 2009). For example, in 2011 FedEx was faced with a brief crisis when video surveillance footage of a delivery man in a very bad light. While delivering a package that was marked as fragile, the employee threw the package over the gate at the home of the customer. Of course, the outcome was that said package contents were destroyed. Instead of trying to cover over the situation, FedEx took to social media to reach out to their customers to inform them that this situation was a rarity and they will take all the precautions that it will never happen again (Dietrich, 2012). In todays society, negative news can hit the Internet and spread like wildfire. Not containing said fire could have serious negative consequences on the ability of the organization to function. FedEx helped set an interesting example of using the same medium in which the bad news was revealed, to release their public relations response and hopefully contain the situation before it became worse. This is an example of how bein g innovative with the technology at hand assisted FedEx in being able to release a quick and impactful response to a situation that could have become a public relations nightmare. Companies need to continually stay ahead of the curve when trying to figure out new ways to deal with the challenges that come up every day. As social media platforms continue to grow and take more prominent positions in our daily lives, these venues give customers more options on how to complain about the services or product mistakes they may have experienced. Organizations such as Apple and FedEx have thrived by using these same venues to product their organization as a whole and recant these problems as they arise. How Innovation Helps Main Customer Satisfaction Apples embracing of innovation can also be seen with how they handle controversy surrounding their products. Even recently, the organization has had to step up and take the public lashing that came along with the release of the Apple iPhone 5. Many customers were complaining about the Maps application that came with the phone. Instead of ignoring the problem, Apples current CEO outright apologized for the faulty program and ensured customers that the issue will be corrected. While dealing with upset customers may not be considered an innovative way to solve a problem, the fact that Apple consistently does so in a quick manner is an action that more organizations should cover. Innovation is also a solid recourse to creating a strategy to maintain customers in a very competitive marketplace. Apples organizational culture of providing their customers with the products and services it desires has created many different industry standards that now are customary in the technology world. In developing these innovative standards, much of the industry has begun to recommend Apples products as top of the line when compared to their competitors. For example, lets look at the applications and capabilities that come with many of Apples computers today. Video cameras have become an important part of online interactions. Now many users have an expectation of being able to video chat with others across the world for business and personal reasons without the need to attach additional items to their laptop or computer. Now, majority of Apple computers come with the ability to video chat built in. This feature goes hand in hand with many of the creative programs that are used with Apples programming system such as Final Cut Pro. These innovative conveniences make many Apple computers the go to products of choice, especially by those individuals who are looking to develop their creative background. Customer satisfaction should always be one of the first objectives for any organization that is a part of the consumer marketplace. Without these customers your organization will not be able to function and will falter from the start. Continually developing new ways to keep your customers satisfied with products and services is one important attribute that maintaining an innovative thought process will bring to your company. Creativity impact at apple employees Apple leverages a combination of top-down and bottom-up innovation strategy to create innovations. The company is organization and management driven, process oriented and highly structured. In order to achieve its strategies, Apple has an innovative culture closely coupled with that of its leadership. As leading innovative company in the world, Apple’s employment brand makes employees feel they that they are cool when they work with Apple. In addition, employees feel as part of a team that helps in changing the world through technology. The success of the company depends on its ability to stay ahead in introducing innovative products into the market ahead of competitors. However, if it fails in doing so, then the company’s brand would fade. The commitment of employees to Apple comes from other factors far outside of the control of employees. Failure on the part of these factors could adversely affect employee engagement and commitment. If Apple reports a bad quarter, the adrenalin rush could end soon. Apple has been able to diversify its portfolio for drivers of employee engagement in order to mitigate risks. By offering benefits that talent competitors have, Apple addresses some of the reasons to leave. Conclusion As with both of these examples provided, it is clear to see that practicing innovation and creative thinking such as Apple does on a daily basis can help solve many issues that some organizations run into during operation. Organizations should consistently look for new ways to improve their processes, develop new products and create new services that their customers can enjoy. Even beyond the maintaining customers and dealing with complaints; innovative thinking can be used to help cultivate and develop the talent that is a part of your staff or help you come up with new products that your competitors have missed out on. If your organization can continually beat out the competition when it comes to these important points; then you can expect to maintain a prominent position in your industry of choice. Innovative thinking as an organizational behavior is a great way to spark the activity within an organization and help employees reach some of the goals that are in place. References Canton, James. Steve Jobss Innovation Leadership At Apple: My Lessons Learned. Global Futurist. Retrieved from http://www.globalfuturist.com/blog/2011/08/25/steve-jobss-innovation-leadership-at-apple-my-lessons-learned/ Dietrich, Gini. FedEx Customer Video Turned Good Pr. SpinSucks. Retrieved from http://spinsucks.com/communication/fedex-customer-video-turned-good-pr/ Henson, Ramon. Organizational Behavior And Global Management. Henson Consulting International. Retrieved from http://hensonconsultinginternational.blogspot.com/2011/10/leadership-of-steve-jobs.html Johnson, G., Scholes, K. and Whittington, R. (2009). Exploring Corporate Strategy text cases (8th ed.). One Southwark Bridge, London, UK: Financial Times Print, Int. Morrison, C.. (2009, Aug. 8) How To Innovate Like Apple. CBS News. Retrieved from http://www.cbsnews.com/8301-505125_162-51330240/how-to-innovate-like-apple/ MÃ ¼ller, C. (2011). Apples approach towards innovation and creativity: how apple, the most innovative company in the world, manages innovation and creativity. GRIN Verlag. Richard L.D. (2005).Organization theory and design (8th ed.). Thomson: South-Western.

My Family Permanent Resident Status - 1471 Words

I am going to America; I kept retrospection in my mind. My Parents and elder sister have already traveled to the United States a couple of months back. I was living with my father s cousin for the mean time and my two younger sisters were staying with my mom s friend. The news is now out in our little town, on the outskirts of Lagos. Are you going to America? That was the question most people kept asking me. I do not know was usually my reply, trying to be coy about it. In Nigeria, going to the United States is perceived as winning the lottery, which is ironic because my father won the visa lottery that guaranteed my whole family permanent resident status in the United States. The town my family and I lived in Nigeria is called Ifo. It†¦show more content†¦The only downside is that everyone cannot afford to go to school. Even though there is free education for the public schools. Private schools are often better. My dad worked for the Electoral commission of Nigeria and m y mom was a math teacher in a high school so they were able to send me to a really good school. Unfortunately for one of my colleagues, he had to drop out of middle school because he could not afford the tuition and he had to hawk bread so that his parents can pay the rent. He was a very brilliant student but unfortunately could not get an education. Till this day, I am sad he did not complete his education. He would always talk about how he wanted to be a doctor and I think he had the potential to be one. Who knows if he could have been the one to find a cure for cancer? There are other unfortunate students like him who cannot complete school for various reasons. The education system is good but not everyone is given a chance to learn. We also were not allowed to speak our local languages in school and the teachers referred to them as vernaculars. I have been afraid of teachers my whole life because I was conditioned to fear them. Teachers in school for any mistake I made often bea t me flogged me and that fear has been instilled in me. The African culture is still there but it is gradually diminishing and most people are adopting the Western culture. Which takes me to the movie industry and music. Nigeria has the third largest movie

Business Analysis and Ratio Project †Get Complete Solution

Question: Diacuss about the Business Analysis and Ratio Project. Answer: Introduction Purpose In this given assignment, analysis of the financial standing of a organization will be done and comparison will be made on the basis and comparison will be done taking two other organization as a benchmark. Financial ratios analysis as well as strategic analysis like balance scorecard and porters theory and limitation of financial models and conventional analysis will be discussed. Case context of analysis Three Malaysian based bank had be taken for the financial comparison taking one as focus company and other two companies are taken as a bench mark. In addition, strategic analysis is made based on balance scorecard and modified porters forces (Jansen, Ramnath and Yohn 2012). After that, limitation of various financial models and conventional analysis is also discussed. Company background In this assignment, three banks have been selected for financial analysis, which are Hong Leong Bank Berhad(Focus bank), Public Bank Berhad(Benchmark Company 1) and Malayan Banking Berhad(Benchmark Company 2). Hong Leong Bank is Malaysia based listed bank performing its banking activities since 100 years. In 2011, it has merged with EON Bank Group, which to which has effectively turned it into a banking group of more than RM140 billion asset and expanded to almost 330 branches. Public bank is a Hong Kong based commercial bank established in 1934 under the authority of Hong Kong Monetary. Its share is listed in Malaysian stock exchange. Malayan bank mainly operates in Singapore, Indonesia and Philippines providing financial services. It mainly focuses on Islamic banking through its subsidiary. Key issues The main issues which has been given importance is that whether Hong Leon stands a better position in the industry as compared to other two banks and what are the measures is should take to improve its position. The affect on profitable due to various factors identified in Porters and customers satisfaction level, innovation and internal perspective of these bank on the balance scorecard is identified and evaluated. Rationale In todays world the importance of banking sectors is increasing drastically as it has became the basic need of individuals and companies. It provides funding to the companies as well as manages the savings of individuals. All the three banks are captures are performing its financial activities in Malaysian so comparison can be made easily. Financial analysis In this section various ratio will and revenue and earning capacity of Hong Leon Bank will be analyzed over five year and compared with other two banks taken as benchmark. Revenue analysis and forecast Under this section, revenue of the three banks will be analyzed, compared and discussed in depth based on which future forecast will be done. Revenue forecast (Million) Year 2011 2012 2013 2014 2015 Hong Leon Bank 2542 3894 3924 3935 4171 Malayan Bank 7102 15318 16929 21661 17542 Public Bank 7409 7747 7456 8155 9253 Percentage Change Year 2012 2013 2014 2015 Hong Leon Bank 53% 1% 0% 6% Malayan Bank 116% 11% 28% -19% Public Bank 5% -4% 9% 13% The findings from the revenue forecast clearly shows the Malayan bank is having the highest rise in compare to the Hong Leon Bank and public bank. The graphical presentation of the revenue date of further shows the Hong Leon Bank is in a declining stage than the other two banks. As per the revenue forecast the lowest trend in the revenue was observed to be in the year 2012 and expected to grow after 2015 (Maybank | Annual Report 2014. 2016). After that during the year 2013-2015, the revenue growth of Hong Leon has been much lower as compared to the other two banks whereas they have maintained a steady growth rate during the 5 years period. Although, the highest revenue has been observed to be of the Malayan bank with a revenue generation of RM 17542 million still the graph clearly shows the declining trend of the revenues. (Financials.morningstar.com. 2016). Hence, from the revenue forecast analysis it can be said that the revenue of Public bank is expected to grow at highest rate. Market Share growth In this section, the growth rate of market share of Hong Leon over five years will be discussed and compared with the other two banks. Market share growth (%) Year 2011 2012 2013 2014 2015 Hong Leon Bank 8.52 9.67 10.11 9.87 10.23 Malayan Bank 7.93 8.65 9.56 9.23 9.85 Public Bank 9.65 10.25 10.11 11.02 11.69 From the above analysis, it can be said that all the three banks have shown a moderate growth in the market share over the past five years however the growth rate of Public Bank is more than Hong Leon bank (Hlb.com.my. 2016). Therefore, it needs to improve it to become one of the leading banks in the Malaysian market. Profit margins Under this section, analysis of profit margin of three banks will be done: Profit margin 2011 2012 2013 2014 2015 Hong Leon Bank Net Profit (Million) 1135 1648 1856 2102 2233 Net Profit margin 45% 42% 47% 53% 54% Malayan Bank Net Profit (Million) 2676 5745 6552 6716 6836 Net Profit margin 38% 38% 39% 31% 39% Public Bank Net Profit (Million) 3524 3869 4065 4519 5062 Net Profit margin 48% 50% 55% 55% 55% Percentage Change Year 2012 2013 2014 2015 Hong Leon Bank -2% 5% 6% 0% Malayan Bank 0% 1% -8% 8% Public Bank 2% 5% 1% -1% Profit margin is derived as a percentage of revenue. Profit margin of Hong Leon has decreased during the year 2012 by 2 % which is much higher as compared to Public bank which has increased by 2%, whereas for Malayan bank it has not decreased at all (Vpr.hkma.gov.hk. 2016). After that during the year 2013 and 2014 profit margin of Hong Leon has increased by 6% every year, which is a good sign as compared to other two banks whose profit margin has fluctuated during these two years. Again, in 2015, the profit margin of Hong Leon has not changed and Public bank has not increased at all whereas for Malayan bank it has increased by 8%. Therefore, from the overall analysis of the past 5 years it can be said that Malayan bank is in a better position as compared to the other two companies (Financials.morningstar.com. 2016). Price Earnings Ratio Price earnings ratio Year 2011 2012 2013 2014 2015 Hong Leon Bank 10.26 11.85 11.23 11.93 12.29 Malayan Bank 9.62 10.56 11.01 11.53 11.94 Public Bank 12.38 13.07 12.96 13.58 14.6 From the analysis of the above data is can be understood that price earnings ratio of Hong Leon Bank is higher than Malayan Bank for the last five years whereas it is lower than Public Bank. Therefore, it implies that Hong Leon Bank should try to improve its price earning capacity in order to improve its market share (Maybank.com. 2016). However, Hong Leon Bank has been able to improve its price earnings ratio over the past five years, which is a very good sign. Debt level (gearing ratio) In this section, the capital structure of the three banks will be discussed and who stand a better position in debt equity mix will be analyzed. Debt Equity ratio Year 2011 2012 2013 2014 2015 Debt Hong Leon Bank 18690 18704 21566 19985 19635 Malayan Bank 65204 65855 81676 103744 12104 Public Bank 27230 23358 27072 34156 23647 Equity Hong Leon Bank 7465 11419 13037 14530 16790 Malayan Bank 34676 43815 47473 54741 63513 Public Bank 16420 18718 21197 28875 32308 Debt Equity ratio Hong Leon Bank 2.50 1.64 1.65 1.38 1.17 Malayan Bank 1.88 1.50 1.72 1.90 0.19 Public Bank 1.66 1.25 1.28 1.18 0.73 Change in debt equity ratio Year 2012 2013 2014 2015 Hong Leon Bank -0.87 0.02 -0.28 -0.21 Malayan Bank -0.38 0.22 0.17 -1.70 Public Bank -0.41 0.03 -0.09 -0.45 Debt equity ratio of all three banks has decreased during the span of 5 years, which is a very good sign as it implies that equity funding has increased as compared to debt funding during this 5 years (Hlfg.com.my. 2016). However, the debt equity ratio of Hong Leon is higher than the other two banks. Standard debt equity ratio for banking sector is less than 1 so Hong Leon should take measures to decrease it below 1 in future since other two banks debt equity ratio is already below (Palley 2013). Other ratio that are specific to industry In this section, some important ratio, which is relevant to banking sector, is to be discussed: Asset turnover ratio Year 2011 2012 2013 2014 2015 Total asset Hong Leon Bank 145498 157787 163586 170351 184020 Malayan Bank 451289 494911 560319 640300 708345 Public Bank 364870 369970 37608 38970 40234 Total Asset Turnover ratio Hong Leon Bank 0.0175 0.0247 0.0240 0.0231 0.0227 Malayan Bank 0.0157 0.0310 0.0302 0.0338 0.0248 Public Bank 0.0203 0.0209 0.1983 0.2093 0.2300 Asset turnover ratio implies that how an organization is efficiently using its asset for generating sales. It has been much below one for all the three banks however Hong Leon has been able to increase it from 0.017 to 0.024 in 2012 and remained at that level during the year 2013 to 2015 (Heikal, Khaddafi and Ummah 2014). All the three banks had maintained asset turnover ratio with the range of 0.01 0.03 which is very low and needs to be improved in the near future to survive in this competitive market (Hlb.com.my. 2016). Return on equity Year 2011 2012 2013 2014 2015 Hong Leon Bank 15.20% 14.43% 14.24% 14.47% 13.30% Malayan Bank 14.90% 13.11% 13.80% 12.27% 10.76% Public Bank 22.44% 20.45% 19.18% 15.65% 15.67% Percentage Change Year 2012 2013 2014 2015 Hong Leon Bank -0.77% -0.20% 0.23% -1.17% Malayan Bank -1.78% 0.69% -1.53% -1.51% Public Bank -1.99% -1.27% -3.53% 0.02% Return on equity implies the earning capacity of the company on the shareholders funds so that they can understand how company is utilizing their invested funds. For all the three banks it has decreased during the span of five years (Bell 2015). So they need to buck up to keep alive the faith of shareholders on them. From the above table it can be said that ROE of Hong Leon is better than Malayan Bank however, it is lower than Public bank during 2011 to 2015. Strategic Analysis Under this head evaluation of performance is based on the Porters forces and Balance scorecard as strategic analysis. Modified Porters five forces It is model to analyze the assessment of a given industry and understand the drivers that measure the competition and profitability of the organization. It the extension of porters five forces which was introduced by Michael Porter in the year 1979. The six forces were introduced in the mid 90s (E. Dobbs 2014). This model describes the six forces, which are considered while determining the corporate strategy to evaluate the overall efficiency of an industry. The six forces in terms of the three mentioned banks are discussed as follows: Competition: The banks have been observed to have several rivals in the industry. The existing rivals present in the industry faces it. All the three banks may exercise this by giving discount to the customers, new innovative product at cheaper cost (Dey 2016). If competition level between the rivals in the industry is higher than it can stifle the profitability of the whole industry. New entrants: Both the Hong Leon Bank and Public should be open to new entry of an organization which can give threat to the existing banks in order to gain market share. This puts pressure on all the three banks in relation to price, rate of investment and cost (Guggenheim 2016). The threat becomes intense when they diversify from another market as it can leverage existing cash flow, expertise and brand identity, which can put strain on the profitability of existing organization. Buyers / End User: Powerful customers tend to play a very important role in cutting down the prices and demand best quality products. Bargaining power of the loyal customer in terms of the credit finances rates becomes higher when small number of buyers avails for smaller loan products. Suppliers: The supplier effect is not present in case of the financial products hence this parameter is not applicable. Substitutes: Substitute banking products in terms the various types of the investment options available with banking institutions is major threat to the present banking services offered by the three banks. For example, the investment in the stock option can be exercised in form of both mutual fund and SIPs. Both are substitute investment option with their pros and cons. (Nguyen 2015). If the threat of substitute is very high then the profitability of the organization suffers. Complementary: This is the sixth force. It means the various types of the banking services that are offered should be compatible in nature, (Barua and Parveen 2014). If they are not compatible with each other then the impact will be negative. (Source: Yunna and Yisheng 2014) Balanced scorecard It provides the users with set of information to analyze the performance of relevant areas of an organization so that it can attain its objectives. It differs from organization to organization and includes four perspective which are financial, internal, learning and innovation and customer perspective (Humphreys, Gary and Trotman 2015). It helps the management to evaluate the performance of the managers on certain areas and decide whether they need to improve in that section or not. Balance scored Industry specific KPI Hong Leon Malayan bank Public bank Learning and internal growth Number of new products Employee Satisfaction Employee Turnover Number of trained employees or training programs New divisions Promotions The employees satisfaction can be improved in this bank an d bank needs to improve the internal factors for reducing the employee turnover This bank has showed immense potential in setting up of trained employees offering several type of the promotions among the existing employees (Ratnasingam 2014) Public bank is the best in this parameter and is successful on the formation of the several type of the divisional offers for the employees. Process or operations Innovations Technology Hong Leon have a team who are responsible to bringing new products in the market as compared to the other two banks which is a very good sign Need to identify and employ higher scope of expansion in the business activities The process needs to improved with the important Customer perspective Debit card service Credit card service Home loan and car loan service Customers of Hong Leon are satisfied with the facilities provided by the bank (Nrreklit and Mitchell 2014) Malayan bank needs to be improve in this aspect Public bank also needs to improve in this aspect Financial perspective Better Leverage Ratio Asset turnover ratio Debt/Equity Ratio Price Earnings Ratio Better Revenue Generation Hong Leon has low financial ratio. Hong Leon should take steps to improve its financial standing in near future Malayan Bank is observed to be having then best financial ratio Public Bank has moderate scope for improvement Limitations In this section various limitation of financial and conventional analysis will be discussed Limitation of financial models in analyzing performance Financial model is used to analyze performance of an organization from the data available from the financial statement i.e. income statement and balance sheet which shows various expenses, income and asset and liabilities. However, these statements never reflect how the organization is performing in the market or the exact net worth of the organization. The various difficulties and limitation of financial models are as follows: Financial Standings: Financial models never reflect the real worth of an organization i.e. the users of financial models will never understand whether the organization is worth investing in or not (Healy and Palepu 2012). Cash flow statement and income statement only shows how much the organization is earning and spending in various sections. Market trend: All the financial models are inefficient in showing the actual performance of an organization when it comes to analysis. Although the turnover of a organization increases in the year it may said to be performing well when compared to the other companies in the industry as it never reflects the market trend. Accurate liability and asset value: Financial models analyze the performance of a organization on the basis of values obtained in balance sheet (Damodaran 2016). However, balance sheet never reflects the actual value of items as they are valued at the carrying amount or book value which may differ from the market value. Past data: All the financial models is based on the past data available from financial statement. Therefore, it is impossible for it to determine the future prospects of an organization on the basis of these financial models. Limitations of Conventional Analysis Conventional analysis is the most traditional approach of measuring the financial performance of an organization. However there is various limitation of conventional analysis which is as follows: Conventional Analysis is not actionable: It describes only what has happened during the year but fails to describe why it has happened. Also it is done at the end of regular intervals like monthly, quarterly or yearly and business cant wait for so long. Conventional analysis gives emphasis to only one viewpoint of performance: Management of an organization requires determining the future performance of an organization where strategy plays an important role (Yu, Duan and Cao 2013). They need to implement the strategy to achieve the long-term goals of an organization. Managers also require a performance measure to evaluate their own performance on a daily basis. Limited guidance to future actions: conventional analysis doesnt allow the managers to evaluate the areas which is required to be developed in future for successful running of the business achievement of long term goals. Encourage actions, which may decrease both customer and shareholders value: Conventional analysis force managers to achieve short-term objectives in place of long-term objectives where the basis of remuneration is dependent on short term success of the organization, which have a negative impact on the customers as well as shareholders value (Vogel 2014). Conclusion From the above analysis it can be concluded that revenue had shown a steady growth for all the three banks whereas net profit margin of Hong Leon showed a steady growth as compared to the other two banks, which is a good sign. While Malayan bank has highest scope for growth. Debt equity ratio has decreased for the five years span which is a good sign for all the three companies whereas return on equity have decreased during this time period which not a good sign for all the three banks. Asset turnover ratio for all the three banks is very low which shows they are not properly using their asset to generate revenue. Recommendation Hong Leon should try to maintain its growth rate in future in relation to revenue and net profit and try to improve it future. It should also try to decrease its debt equity ratio further below one as it is standard for banking sectors. Debt funding should be less than equity funding in order to have a good capital structure. Hong Leon should also try to increase its asset turnover ratio as it is very so low to efficiently utilize its asset for earning revenue. It should also try to increase its Return on earning as it shows a decreasing trend in the past five years. It Hong Leon is able to improve then it then its shareholders will lose faith on the management. References Barua, A. and Parveen, S., 2014. Assessment Of Competitiveness And Country Conditions For Lpg Market Of Bangladesh: By Porters (1998) Five Forces And National Diamond Model .Proceedings of the 15th Annual Paper Meet,7, p.08. Bell, C., 2015.Generic organizational strategy integration impacts on profit margin ratio and inventory turnover in publically traded Oklahoma manufacturing organizations(Doctoral dissertation, INDIANA STATE UNIVERSITY). Damodaran, A., 2016.Damodaran on valuation: security analysis for investment and corporate finance(Vol. 324). John Wiley Sons. Dey, K., 2016. The fast food industry in the UK. Analysis of McDonalds with PESTEL, VRIN and Porter's Five Forces. Dobbs, M., 2014. Guidelines for applying Porter's five forces framework: a set of industry analysis templates.Competitiveness Review,24(1), pp.32-45. Financials.morningstar.com. (2016). Growth, Profitability, and Financial Ratios for Malayan Banking Bhd (1155) from Morningstar.com. [online] Available at: https://financials.morningstar.com/ratios/r.html?t=1155 [Accessed 9 Aug. 2016]. Financials.morningstar.com. (2016). Growth, Profitability, and Financial Ratios for Hong Leong Bank Bhd (5819) from Morningstar.com. [online] Available at: https://financials.morningstar.com/ratios/r.html?t=5819region=MYSculture=en_US [Accessed 9 Aug. 2016]. Financials.morningstar.com. (2016). Growth, Profitability, and Financial Ratios for Public Bank Bhd (1295) from Morningstar.com. [online] Available at: https://financials.morningstar.com/ratios/r.html?t=1295region=mysculture=en-US [Accessed 9 Aug. 2016]. Guggenheim, D., 2016. 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